Used MG HS cars for sale or finance at 10.9% APR

The MG HS is only offered in one version – a five-seat, five-door SUV with a hatchback boot opening. It sits above the smaller MG ZS SUV in the brand’s lineup.

If you’re shopping for similar models, you might want to consider the Ford Kuga, Skoda Karoq, Citroen C5 Aircross, Peugeot 3008, Kia Sportage and Hyundai Tucson.

The MG HS is a little less than 4.6 metres long. That makes it a little longer than most of its direct rivals, with only the Ford Kuga gaining an extra few millimetres. All HS cars include rear parking sensors and a reversing camera, while PHEV versions upgrade this to a 360-degree camera, so parking shouldn’t be too much of a challenge.

Like its direct rivals, the HS only has five seats but gives occupants loads of space to stretch out. Rear passengers, in particular, have plenty of head and legroom, and decent elbow room even with three adults in the back. The space also makes it easy to secure wriggling kids into their child seats. If you compare it against rivals on paper, the HS’s boot is slightly smaller than average, but it’s still large enough for around three large suitcases or a couple of push chairs.

There are just two engines on offer in the HS lineup and, while neither is likely to set pulses racing, both offer decent performance. The plug-in hybrid version is faster and more efficient, but adds a reasonable chunk to the purchase price.

Yes – where the HS really excels is in value for money. There aren't many rivals at this price point, whether new or used, that can match the big MG's laundry list of talents.

It's practical with plentiful space for up to five adults and has an equipment list that would embarrass some luxury cars. Plus, if you choose the plug-in hybrid model, it's surprisingly powerful when you floor it, while being impressively frugal if you drive gently.

No, the HS is only offered with five seats. That might not be enough to take the outright passenger-carrying crown, but it does mean the five people you can carry get lots of head, leg and elbow room, making fully loaded long journeys relatively painless.

If you're after an affordable seven-seat SUV, consider the SEAT Tarraco or non-hybrid examples of the Mitsubishi Outlander.

In the UK, the MG HS is only available with front-wheel drive. This will provide more than enough traction for most buyers so you're only likely to benefit from choosing one of its four-wheel-drive rivals if you regularly travel off road.

If you're concerned about using your HS all-year round, consider fitting winter tyres over the colder months. These will bring a much larger benefit in slippery and icy conditions than choosing an all-wheel-drive car without winter tyres.

When MG first relaunched in the UK after being taken over by China's SAIC, its reliability results were somewhat patchy. Things have improved in recent years, with far fewer issues reported with the brand's newer cars and its servicing network. This is backed up by its impressive seven-year factory warranty.

For the greatest peace of mind, you can add an extended warranty onto your HS when you buy it. This starts once the manufacturer cover ends and will protect you in the event of an electrical or mechanical failure.